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Survive Foreclosure - Help to Avoid Foreclosure, Loan Modfication Help
"Survive Foreclosure"
Or
You Could
Lose Way More Than Just Your House
Here are strategies that work from top experts
-
what to do and NOT to do
so you can avoid foreclosure and cut your losses
Even with the new
"Rescue/Bailout plan" and loan modification programs, the skyrocketing number of foreclosures will continue to devastate millions of people personally and financially. But it doesn't have to happen to you.
Are you one of these homeowners:
I'm struggling to make my house payment every month or am already going into foreclosure. I don't know what to do and just wish it would go away.
I hear about so many people who save their home AND get incredibly low rates from a loan modification. I want one too but don't know exactly how to do it and don't want to blow my chances.
I wish I could prevent foreclosure but don't even care anymore. I want to walk away but I'm nervous that I could get into even more trouble - like the bank coming after me with a lawsuit for repayment.
If you checked any one of the above concerns, then you have the chance to be one of the lucky ones who not only survive foreclosure but even get ahead.
Only if you know what to do
during and after foreclosure will you avoid losing everything
and diminish what could be a brutal blow to you and your
family.
You're certainly not alone in feeling the fear of foreclosure. The rising fears among
homeowners who are facing hardship are creating a huge range of emotional
problems, mental-health specialists say. Those include anxiety disorders,
depression, and addictive behaviors, such as alcoholism and gambling. And, in a
few cases, suicide.
Everyday, another household is on the brink of foreclosure. Reasons? A sudden loss of job or income ... a mortgage that's no longer
affordable ... can't sell the house ... injury or illness and now huge medical bills ... buried in debt that's built-up over time.
All of these situations can easily put you in danger of foreclosure and change you and your family's life as you know it
overnight.
There's no denying that anxious, sickening pit in your
stomach. I know this feeling all too well because I've been there myself.
It's incredibly confusing and painful when you're facing financial hardship that could lead to foreclosure.
Don't let fear and bad information get in your way
to stop foreclosure and move on
Most people simply don't know what to do to prevent foreclosure or aren't sure about what they hear. They
scour the internet for information and talk to every "expert" for solutions. Instantly there is information overload. It's usually conflicting and incomplete and makes trying to solve a foreclosure problem even more confusing.
Often it's not until after they've gone
broke or ran out of time that people realize they're no further along
in solving their foreclosure problem than when they started.
Even if you're getting good advice now, there will be holes in that
advice because it's only from one expert. What most people don't
know is that you cannot - I repeat you
CANNOT - count on just one person for all the answers. Unfortunately, what
you miss could cost you dearly later on.
With all this confusion and doubt - and so many scams out there - it's no wonder people stick their head in the sand and just hope it will all go away.
Unfortunately that doesn't work because foreclosure isn't just about losing your house. You could face legal problems and future lawsuits, suffer more financial loss due to fines, fees, and tax penalties, endure credit dings for years, and other problems that may be worse than the foreclosure itself!
The sad reality is that so many people lose everything in
foreclosure only to later realize that they could have saved more -
their house, money, credit - if they'd just known
what to do.
Knowing what to do - and NOT to do - is your ticket out of foreclosure
When you're in danger of foreclosure, you have no time to sift through the massive amount of information out there. You
have no room for bad advice.
In fact, if you've received a Notice of Default or Les Pendens, you now have
very little time
(about 90 days) to understand what's going on and solve your foreclosure problem as fast as possible.
There are actully many ways there are to avoid foreclosure and even come out ahead ... such as with loan modification that could not only save you from losing your house, but make your payments so low, you save hundreds - even over a thousand - every month!
Sound too good to be true? It's absolutely true. In fact, I've succeeded in getting 100% of the modifications I've counseled people through.
Imagine a loan modification that gives you 2.5% for the first 5 years and 4.5% or 5% every year thereafter! Wouldn't that make all the difference in your life today?
When you know the trick to filling out the paperwork and making your numbers jibe with the bank's requirements and formula for modification, you're more likely to get yours approved and save thousands every year with lower payments!
In a hurry? Get the eBook that tells you all the ways - step-by-step - you can get out of foreclosure, including how to boost your chances for loan modification!
It is possible to stop foreclosure - without enduring even more pain. You just need the complete picture and sound strategies that actually work.
"You were a life saver..."
"I can't thank you enough for helping me get a loan modification. It's hard to believe I'm now paying $1,300 less for my house and that's my fixed payment for the entire loan! Thanks for you help on what to do with my rental property so I can stop throwing all my money into it!.
Thank you so much for getting my family and I out of these really confusing and scary times."
--Stacey, Bend, Oregon
*NOTE: All testimonials are from actual purchasers and users of the
book; their original letters are on file in our office.
Who Am I - And Why Should You Believe
Me?
My name is Elin
Bullmann and I've been in your shoes
dealing with foreclosure. In
fact I've been through foreclosure firsthand ... and not only survived but
avoided other foreclosures and losses I would have had if I didn't have the right information and help.
The difference between me and many others who have faced foreclosure is that I worked side-by-side with a team top-notch experts.
I was privy to invaluable information and advice that no one is telling you.
When my husband, Ken,
and I found ourselves facing foreclosure, we were way in over our head.
We had no idea how to start deal with all the problems our hardship was causing. We were so distressed
every day this
nightmare was so real, yet it was so unreal, that we just couldn't function.
We needed help.
But
our realtor couldn't sell our primary home or our rental house
our property manager
couldn't rent it
our mortgage broker couldn't refinance it, and so on it
went with one person after another who we asked for a solution.
This was a scary
realization - that almost every professional that helped us get in this situation could not help us get out! We felt so alone in such massive problems.
There was no way I was going down - I had worked too hard for what I was losing (savings, my house, my credit, my sanity!). That's what got me to shift my search for help. I knew someone out there had to know how to get me out of this!
What I found after months or research and interviews were some of the brightest mortgage, short sale, tax, legal, and other professionals who successfully help people avoid foreclosure. About the experts
After I had documented so much of their best expert advice - things no one else was telling me - I worked with them as a team to put it all in one place. Together, we compiled all of the essentials - the best in what to do and what not to do - in this one eBook (electronic book that can be instantly downloaded to your computer).
For example, did you
know there's one little-known technique that can allow you to make some of your house payment but not all of it - and still keep your house? Very few attorneys are even aware of how this can work.
In fact, there are many more viable strategies included which are contrary to what other experts and advisors may tell you. Even today, I am absolutely floored at what "experts" tell people to do - they leave out so much that could come back to bite you.
"Your Book was a
Godsend!"
"I found so many easy explanations that cleared up all the confusion to this whole foreclosure thing. Your book was an easy 2-night read and there were tons of tips and
strategies I've never heard of.
Before, I had so many questions of what to do and who to ask - I was
completely overwhelmed and thought I was heading for foreclosure for sure. Now I feel like I have specific to-do's to stop my foreclosure from happening and I'm on my way.
Thanks for putting so much advice from so many experts in one place! I know it would have cost thousands to get this kind of help on my own."
--Theresa, San Diego, CA
"I Wish I Had Your Advice Sooner"
In the time that I've
helped so many people learn how they can avoid losses in their foreclosure situation,
probably the most frequent comment I get is this:
"I wish I had
your advice sooner so I could have tried more things that might have helped me
avoid my foreclosure ... and gotten the advice of these experts instead of
thinking there was nothing I could do. How I dealt with my foreclosure and the
way things turned out could have been a lot different if
only I would have had this information sooner."
I can't overemphasize
the fact that the earlier you get the right information in your hands,
the better - even months before you think you might not be able to make your mortgage payments.
No matter what situation you're in - even if you're one week away
from your foreclosure date - there is still time to postpone your
foreclosure and cut your losses.
WARNING: Don't Try to Solve Your
Foreclosure Problem Without Reading This First!
This 200 page easy-to-follow guide is designed so that it can be read and understood by the regular layperson. It's like having hand-held instruction every step of the way.
When you get this resource in your hands, you'll have hours and hours of advice and coaching from top experts ... worth thousands of dollars in fees that their advice would normally cost you.
No doubt, having this information takes the fear out of your situation because you'll no longer be dealing with the unknown ... it spells out exactly what you need to know and do for each strategy, including:
What foreclosure (loss) mitigation is and how it might solve your problems in just a few weeks. Find out if you qualify for these solutions and if not, what to do next. (see chapter 9)
What your best options are to try first, second, third and so on. You'll be able to check off which ones might work for you and which ones won't until you find the solution that ends your foreclosure problems - saving you precious time and money (see chapters 11 and 12)
How to prepare for loan modification, how to know if you'll qualify, what to expect from your case manager, and what to ask for. Plus, what NOT to do when you get approved and why this mistake can blow a loan modification deal you had in your hands in one split second.
Tthe real story on the new Government rescue plan. Can it really help you avoid foreclosure? How do you apply? What's with all the paperwork? (see chapter 18)
How to get your lender to stop calling and harassing you day and night. You'll discover a little-known secret that forces them - by law -to stop calling you! I give you a template that you can simply copy and use immediately. (see chapter 5)
How to legally live in your house for up to a year or more - with no payments - while you work out a long-term solution. (see chapter 12-13)
The nuts and bolts of short sale and how you can increase your chances of using this option to avoid foreclosure by 91%. You'll get the insider information and expert tips on what makes or breaks a short sale - and it won't cost you a dime to have the top experts in the country at your site. (see chapter 12)
How to pay nothing if you choose to get help from people offering services such as foreclosure mitigation, loan modification, or short sale. Beware of companies charging high fees, or fees "equal to one month's mortgage payment" for these and other services. (sprinkled throughout all chapters)
Where to find trustworthy experts who can work on a solution to your foreclosure problems while you're at work - at reasonable or no out-of-pocket cost to you. (see chapter 16)
What kinds of scams are out there and how to recognize them so you'll avoid getting caught in one. Discover how scammers find you and what they really want from you so you can protect yourself. (see chapter 14)
When you may want to consider bankruptcy and how the process works. Learn the difference between Chapter 7 and Chapter 13 and if one could be the best solution in your situation. Discover a little-known provision in bankruptcy law that stops your foreclosure immediately, and a plan that can help you afford to stay in your house. (see chapters 11 & 12)
What legal issues you need to be concerned about, if your lender or any other creditor has the right to sue you, and when you do and don't have to repay if you foreclose or short sell. (see chapters 2 & 13)
What tax obligations you have if you foreclose, short sell, file bankruptcy, or choose other options. You'll not only know exactly what tax forms you'll need to file and when, I give them to you in the eBook! (see chapters 13 and 18)
What new legislation and programs can help protect you and get you moving forward faster. I tell you if you'll qualify and if not, what to do next. (see chapter 13)
Why your loan payments doubled or even tripled. I explain what all those numbers in your loan documents really mean and how knowing these critical loan terms can save you from signing for a bad loan ever again. (see chapter 6)
How to make sure you are getting the best loan and mortgage rates possible, and how to avoid being taken advantage of by jacked-up points and commissions you didn't even know to look for. (see chapter 6)
What you can do to keep your relationship intact during foreclosure and any other crisis you'll encounter in your life. (see chapter 8)
What to do when it's all over. How to repair your credit and ways you can rebuild your life faster … so you and your family can move on and get back to normal more quickly. (see chapters 13, 19, & 20)
And so much more ... see Table of Contents
"Well
written, clear, easy to follow, and well organized..."
"I have read your book and it is
great! It was the perfect education and advice I needed to help
me figure out what to do ...
I highly recommend it to anyone who
needs to quickly get up to speed on foreclosure-related laws, tax
issues, and especially loan modification. I would
have spent thousands of dollars for the same advice that I got in just a couple
night's read of this book.
--Ken P., homeowner, Northern California
Get the information you need now!
This downloadable eBook costs just a fraction of
a single hour's consultation with just one expert - saving you money and time in not having to consult with attorneys, CPAs, foreclosure
mitigators, short sale companies, credit experts, and other expensive
help.
The major
difference between this resource and all others is that it contains comprehensive advice from not one, not two, or even three experts ...
but from dozens of the brightest experts.
In one place,
you'll have everything you need to know from every expert you need to ask,
including:
Foreclosure (loss)
mitigators
Short sale
specialists
Tax
strategists/Certified Public Accountants (CPA)
Attorneys that work
in short sale, real estate, bankruptcy law, and with lenders
Real estate agents
with expertise in foreclosure postponement
Senior mortgage
consultants
Loan modification analysts
Lease option
advisors
Credit repair
specialists
Financial advisors
Licensed
Professional Counselor (LPC)
These experts walk you through:
6 serious problem
areas that most people trip over
35 legal insights
from top-notch attorneys
27 tax laws, tips,
and must-do's
12 ways to hold onto
money that you don't have to give up
18 short sale
pitfalls and how you can increase your chances
19 credit damage
facts and credit repair how-to's
32 ways to get
through this crisis without losing your relationship
27 mortgage facts no
one tells you; how to never get yourself into a bad loan again
23 ways to
work with your lender to increase your chances of loan modification
7 foreclosure scams
revealed and how to avoid them
4 real-life stories
and how others avoided foreclosure
In addition, what this
eBook gives you that I've seen in no other is direct access to all the
experts you'll need.
Because I didn't know
who to turn to or trust when I needed answers, I know how valuable it is to
have someone to talk to ... someone you can trust. That's why I connect
you with the same highly-qualified team of experts that helped me.
Chapter 16 gives you
the background, credentials, and contact information of each expert I worked
with. If you have questions
during or after you read this book, just pick up the phone and call.
I've
looked everywhere for a resource like this because I desperately needed
this information when I was going through foreclosure. Even today, I have yet
to find one that gives you such complete, up-to-date straight-talk about foreclosure with this many usable
strategies so clearly laid out for you. In fact, I can't even find several of the strategies and warnings I tell you about documented elsewhere.
FREE BONUS: Couples in Crisis eBook inside!
One thing I realized
early on is that if you don't work together with your spouse to survive
foreclosure and move on, you're both less likely to succeed - or stay married.
That's why I asked Bob Grant - The Relationship Doctor - to give his best advice for couples going through foreclosure and financial hardship in
this eBook. You get this - a resource equal to 4 hours of counseling time (about $300) - absolutely free when you order the eBook.
Bob Grant, a Licensed Professional Counselor and
author for over 20 years, wrote an entire "mini" eBook called Couples in Crisis devoted to helping
you keep your relationship intact ... and even come out stronger than
before hardship. These lessons and exercises can not only help you today, but for the rest of your life whenever you need to get through troubled times.
I assure you that just
because you're facing foreclosure, it does not mean you have to be miserable
or lose everything you've worked so hard for. This eBook shows you exactly how
to avoid losing everything even if you think your situation is hopeless.
This culmination of information, advice, forms, flowcharts,
worksheets, lists, and other resources covers virtually every aspect of
foreclosure. With the power of this information and help, you can see
the light at the end of the tunnel.
In fact, this downloadable book
contains such complete, foreclosure-related tax information and all the forms
you'll need that you shouldn't need to spend a dime for more CPA advice.
It's
important to note that every technique and option presented in the book is 100% legal - unlike a lot
of the advice you might get elsewhere.
Own this eBook
now!
How much is your future worth to you?
You've probably heard other people (maybe even
you) say, "I don't care anymore! Just let the darn thing
foreclose. I'll just rent for the rest of my life!" I'll tell you why that
kind of thinking is not in your best interest and how costly that mistake can be down the road.
How much would you pay
to have this kind of resource at your side helping you right now?
I would have
paid hundreds of dollars for this eBook when I was going through
foreclosure and had no idea what to do. But this eBook didn't exist back then.
You, on
the other hand, have easy access to all of this information and advice
in
one place for a very low price -
only $37.99! Owning this eBook is like having many experts sitting right in
front of you for less than just two 20-dollar bills.
Believe me, $37.99 is worth putting your frantic search
for help to an end. Heck ... that's less than one tank of gas! In fact, the cost to get advice and resources from dozens of top experts is about the cost of one trip to the movies and popcorn for a family of 4!
Without this resource in your hands, how long do
you think it would take to gather all of this information and figure out what to do with it?
How much money do you think you'd spend consulting
with different experts and trying different services?
How much precious
time do you think you'd waste when you stand to lose so much if you run out of time?
Just like it would be
difficult for you to maximize your tax return deductions without the aid of a
CPA or tax preparer, so will it be difficult to go through your foreclosure
process without the help of every expert associated with your foreclosure.
Remember, your
investment in this eBook is but a small fraction of the hourly fee that
just one attorney would charge for one hour (about $400), or one CPA would
charge for one hour (about $125), but whose best advice is all included in this eBook.
"Your eBook helps more
homeowners..."
"...in
this market where so many times we're not able to get their house sold. As
realtors, we often feel powerless - like there's no other way we can help them.
After I read your book for myself and learned that there really are so
many things that a homeowner can do to avoid foreclosure, I
recommend your eBook to my clients as a guide to help them throughout the
entire foreclosure process.
I know having all of the information is
helping them sleep better at night."
-- P. Munster, real estate broker of 22 years, San Diego, CA
I am so sure
that this eBook will help you through foreclosure with more clarity and confidence
that I give you a 100% money-back guarantee.
If you don't
agree that this eBook gave you pages and pages of insightful information and
the expert advice you've been looking for, simply return it for a full refund
within 60 days.
Don't delay. Whether your foreclosure date is already
here, or you're just not sure if you can make your next mortgage payment, you
can postpone your foreclosure or avoid it altogether. Take advantage of this while you still have time.
Click the link below for an instant download of How to SURVIVE
Foreclosure or AVOID it Altogether. Once your credit card is
approved for only $37.99, you will be taken to a special download
page where you will simply click to download the eBook along with your free
gift - the "Couples in Crisis" mini eBook.
All the
best,
Elin
Bullmann
Author, Loan Modification Counselor, and
Community College Instructor on
How to SURVIVE Foreclosure - or AVOID it
Altogether
Have questions?
Email me at info@surviveyourforeclosure.com.
Or call me at 541-388-2156.
FACT...
More than 2 million homes
are now in foreclosure, the highest rate ever recorded and still with no end in sight. One out of every 900 U.S. households receive a
foreclosure filing every month.
—CNN Sept, 2009.
Email me now ...
To get your free article
on loan modification - the formula the banks use and secrets to filling out the paperwork to increase your chances of approval.
I help people increase
their chances for loan modification approval!
Call me to ask how.
541-388-2156
Stop Foreclosure | Foreclosure Experts | eBook Table of Contents | About | Affiliates | Own This eBook
2009
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