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The Debt Survival Kit - Do it Yourself Debt Settlement
The Debt Survival Kit
Debt is one of the biggest problems facing Amercians today. Total
indebtedness is going up while incomes have gone down over the last few
years.
The US Census Bureau reports that household himces declined by 3.3 percent
between 2007 and 2008. At the same time The Bureau of Labor Statistics says
that the Consumer Price index went up by 3.8% in 2008. With Americans paying
higher prices overall and making less income overall, reliance on credit has
increased.
Data released by the Federal Reserve in April 2008 showed that Americans
total credit card debt reached $951.7 billion up 8.2 percent from the year
before and the highest amount ever recorded!
The result of all this is that more and more people are unable to keep up
with the basic living expenses such as food, shelter, transporation, clothing,
etc. and make their credit card payments too.
If you're in this situation you need a solution. "The Debt Survival Kit" is
that solution! For just $39.95 you will get everything you
need to be able to successfully resolve your debt situation in one easy to use
e-book!
ORDER NOW!
The credit card companies are not going to help you. They are not going to
be understanding about your layoff or your reduced yours or lack of overtime.
They don't care! In fact, their response to you missing a payment is to raise
your interest rates! The message from the banks is pretty clear, "Having
trouble making your payments? Too bad! We just raised your interest rates so
now your minimum payment is higher! Oh, and don't forget we are going to hit
you with over $30 in late payment fees every time you're late!"
Debt settlement is a very effective way of dealing with this kind of
situation. When you settle a debt, you negotiate with the creditor to accept
some portion of the balance as payment in full. Settlement amounts are often
50% or less of the balance due. Depending on how much you owe, you could save
thousands of dollars! That's thousands of dollars on the balance due PLUS all
of the future interest you WON'T have to pay once the settlement is completed!
What the debt settlement companies don't want you to know is that you CAN
settle your debt yourself. You can negotiate directly with your creditors. You
do not have to pay debt settlement company fees.
Debt settlement companies charge 15% or more of your debt for their
services. Whether their fees are based on your debt or the amount of money they
save you on each settlement, those fees add up to thousands of dollars that you
could save by using "The Debt Survival Kit" and settling your debts directly
with your creditors. The more debt you have, the more money "The Debt Settlement Kit" can save
you!
You will learn:
The most important, and most overlooked, key to successful debt
settlement. This key is THE reason for most failures in debt settlement
programs. It is so basic that most people do not give it the attention it
deserves and when they don't, they fail!
When you should and when you should not talk to creditors.
How to make a settlement offer.
How to conduct the negotiations.
How to ensure that the account you settled will stay settled and will not
come back to haunt you some time in the future.
This book contains over 175 pages of know-how accumulated over 10-years of
experience as a debt settlement professional, who has help clients settle
thousands of accounts.
It includes phone scripts to use when talking to creditors and sample
letters to use during the various stages of the settlement process. No matter
how much debt you have, no matter how big or small youraccounts are, "The Debt
Survival Kit" gives you everything you need to succeed!
The Debt Survival Kit e-book is a "PDF" document so you will need either
Adobe's Acrobat Reader or Foxit
Software's Foxit Reader
to read it.
Order yours for just $39.95 and get out of debt today! When
you complete your payment you will be taken to our download page where you will
be able to immediately download your copy of "The Debt Survival Kit"
ORDER NOW!
Questions? Send an email to customersupport@thedebtsolution.com.
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